/* =========================================================
   APP Empréstimo — Design tokens
   ========================================================= */
:root {
  --bg: #06070f;
  --bg-elevated: #0c0e1c;
  --surface: rgba(255, 255, 255, 0.04);
  --surface-solid: #10132a;
  --border: rgba(255, 255, 255, 0.09);
  --border-strong: rgba(255, 255, 255, 0.16);

  --primary: #6c5ce7;
  --primary-light: #8b7bff;
  --accent: #22d3ee;
  --gradient: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);

  --text: #f4f5fb;
  --text-muted: #9aa0c3;
  --text-faint: #6b7093;

  --whatsapp: #25d366;
  --whatsapp-dark: #128c7e;

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-full: 999px;

  --shadow-glow: 0 8px 30px rgba(108, 92, 231, 0.35);
  --container: 1180px;

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

/* =========================================================
   Reset
   ========================================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: 'Inter', system-ui, -apple-system, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4 {
  font-family: 'Sora', 'Inter', sans-serif;
  line-height: 1.15;
  letter-spacing: -0.01em;
}

a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; }
img { max-width: 100%; display: block; }
button { font: inherit; cursor: pointer; border: none; background: none; color: inherit; }
svg { flex-shrink: 0; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}
.container--narrow { max-width: 760px; }

.text-gradient {
  background: var(--gradient);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* =========================================================
   Reveal on scroll
   ========================================================= */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .7s var(--ease), transform .7s var(--ease);
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

/* =========================================================
   Buttons
   ========================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: var(--radius-full);
  font-weight: 600;
  white-space: nowrap;
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background .25s var(--ease), border-color .25s var(--ease);
}

.btn--primary {
  background-image: linear-gradient(135deg, var(--primary) 0%, var(--accent) 50%, var(--whatsapp) 50%, var(--whatsapp-dark) 100%);
  background-size: 200% 100%;
  background-position: 0% 0%;
  color: #ffffff;
  box-shadow: var(--shadow-glow);
  transition: transform .25s var(--ease), box-shadow .25s var(--ease), background-position .45s var(--ease);
}
.btn--primary:hover {
  transform: translateY(-2px);
  background-position: 100% 0%;
  box-shadow: 0 12px 36px rgba(37, 211, 102, 0.45);
}
.btn--primary:active { transform: translateY(0); }

.btn--ghost {
  background: var(--surface);
  border: 1px solid var(--border);
  color: var(--text);
  backdrop-filter: blur(10px);
}
.btn--ghost:hover { border-color: var(--border-strong); background: rgba(255,255,255,0.07); }

.btn--outline {
  background: transparent;
  border: 1px solid var(--border-strong);
  color: var(--text);
}
.btn--outline:hover { border-color: var(--accent); color: var(--accent); }

.btn--lg { padding: 16px 30px; font-size: 16px; }
.btn--sm { padding: 10px 20px; font-size: 14px; }

/* =========================================================
   Header
   ========================================================= */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  padding: 18px 0;
  transition: background .3s var(--ease), border-color .3s var(--ease), padding .3s var(--ease);
  border-bottom: 1px solid transparent;
}
.header.is-scrolled {
  background: rgba(6, 7, 15, 0.8);
  backdrop-filter: blur(14px);
  border-bottom-color: var(--border);
  padding: 12px 0;
}

.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.brand {
  display: flex;
  align-items: center;
}
.brand__logo {
  height: 34px;
  width: auto;
  display: block;
}
.brand--footer .brand__logo { height: 30px; }

.nav {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav__link {
  font-size: 14.5px;
  font-weight: 500;
  color: var(--text-muted);
  transition: color .2s var(--ease);
  position: relative;
}
.nav__link:hover { color: var(--text); }

.nav__toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px;
  height: 40px;
}
.nav__toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: transform .3s var(--ease), opacity .3s var(--ease);
}
.nav__toggle.is-open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__toggle.is-open span:nth-child(2) { opacity: 0; }
.nav__toggle.is-open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* =========================================================
   Hero
   ========================================================= */
.hero {
  position: relative;
  padding: 160px 0 110px;
  overflow: hidden;
}

.hero__glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(90px);
  opacity: 0.35;
  pointer-events: none;
  z-index: 0;
}
.hero__glow--1 {
  width: 520px; height: 520px;
  background: var(--primary);
  top: -180px; left: -120px;
}
.hero__glow--2 {
  width: 480px; height: 480px;
  background: var(--accent);
  bottom: -220px; right: -140px;
  opacity: 0.25;
}

.hero__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(to right, rgba(255,255,255,0.035) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(255,255,255,0.035) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(ellipse 80% 60% at 50% 0%, black 40%, transparent 100%);
  z-index: 0;
}

.hero__inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 60px;
  align-items: center;
}

.badge {
  display: inline-block;
  padding: 7px 16px;
  border-radius: var(--radius-full);
  background: var(--surface);
  border: 1px solid var(--border);
  font-size: 13px;
  font-weight: 600;
  color: var(--accent);
  margin-bottom: 22px;
  backdrop-filter: blur(10px);
}

.hero__title {
  font-size: clamp(2.2rem, 4.2vw, 3.6rem);
  font-weight: 800;
  margin-bottom: 22px;
}

.hero__subtitle {
  font-size: 17.5px;
  color: var(--text-muted);
  max-width: 520px;
  margin-bottom: 34px;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 36px;
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.hero__trust li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13.5px;
  color: var(--text-muted);
  font-weight: 500;
}
.hero__trust svg { color: var(--accent); }

/* --- Hero visual --- */
.hero__visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}

.phone-card {
  width: 100%;
  max-width: 340px;
  border-radius: var(--radius-lg);
  background: linear-gradient(160deg, var(--surface-solid), #0a0c1c);
  border: 1px solid var(--border-strong);
  box-shadow: 0 30px 80px rgba(0,0,0,0.55), 0 0 0 1px rgba(255,255,255,0.02) inset;
  overflow: hidden;
}

.phone-card__top {
  display: flex;
  gap: 6px;
  padding: 16px 18px;
  border-bottom: 1px solid var(--border);
}
.phone-card__dot { width: 9px; height: 9px; border-radius: 50%; background: var(--border-strong); }
.phone-card__dot:nth-child(1) { background: #ff6b6b; }
.phone-card__dot:nth-child(2) { background: #ffd166; }
.phone-card__dot:nth-child(3) { background: #06d6a0; }

.phone-card__body { padding: 24px; }

.phone-card__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13.5px;
  color: var(--text-muted);
  margin-bottom: 14px;
}
.phone-card__row strong { color: var(--text); font-size: 15px; font-family: 'Sora', sans-serif; }

.phone-card__chart {
  display: flex;
  align-items: flex-end;
  gap: 6px;
  height: 80px;
  margin: 22px 0;
}
.phone-card__chart span {
  flex: 1;
  height: var(--h);
  border-radius: 5px 5px 2px 2px;
  background: var(--gradient);
  opacity: 0.85;
}
.phone-card__chart span:last-child { opacity: 1; }

.phone-card__status {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: 13px;
  color: var(--text-muted);
  padding-top: 16px;
  border-top: 1px solid var(--border);
}

.pulse {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--whatsapp);
  box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.6);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.55); }
  70% { box-shadow: 0 0 0 9px rgba(37, 211, 102, 0); }
  100% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0); }
}

.float-chip {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 10px 16px;
  background: var(--surface-solid);
  border: 1px solid var(--border-strong);
  border-radius: var(--radius-full);
  font-size: 13px;
  font-weight: 600;
  box-shadow: 0 14px 30px rgba(0,0,0,0.4);
  backdrop-filter: blur(10px);
  animation: float 5s ease-in-out infinite;
}
.float-chip svg { color: var(--accent); }
.float-chip--1 { top: 8%; left: -6%; animation-delay: 0s; }
.float-chip--2 { bottom: 10%; right: -4%; animation-delay: 1.2s; }

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

/* =========================================================
   Platforms strip
   ========================================================= */
.platforms {
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 30px 0;
  background: var(--bg-elevated);
}
.platforms__label {
  text-align: center;
  font-size: 13px;
  color: var(--text-faint);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 18px;
  font-weight: 600;
}
.platforms__list {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px 34px;
}
.platforms__list span {
  font-family: 'Sora', sans-serif;
  font-weight: 600;
  font-size: 15px;
  color: var(--text-muted);
}

/* =========================================================
   Sections (generic)
   ========================================================= */
.section { padding: 110px 0; }
.section--alt { background: var(--bg-elevated); }

.section__head {
  text-align: center;
  max-width: 620px;
  margin: 0 auto 60px;
}

.eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: var(--accent);
  margin-bottom: 14px;
}

.section__title {
  font-size: clamp(1.7rem, 3vw, 2.4rem);
  font-weight: 700;
}

/* --- Steps --- */
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.step {
  position: relative;
  padding: 34px 28px;
  border-radius: var(--radius-md);
  background: var(--surface);
  border: 1px solid var(--border);
  transition: transform .3s var(--ease), border-color .3s var(--ease);
}
.step:hover { transform: translateY(-6px); border-color: var(--border-strong); }
.step__number {
  font-family: 'Sora', sans-serif;
  font-weight: 800;
  font-size: 14px;
  color: var(--text-faint);
  margin-bottom: 18px;
}
.step__icon {
  width: 52px; height: 52px;
  display: flex; align-items: center; justify-content: center;
  border-radius: var(--radius-sm);
  background: var(--gradient);
  color: #fff;
  margin-bottom: 20px;
}
.step h3 { font-size: 19px; margin-bottom: 10px; }
.step p { color: var(--text-muted); font-size: 14.5px; }

/* --- Cards (vantagens) --- */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.card {
  padding: 30px 26px;
  border-radius: var(--radius-md);
  background: linear-gradient(160deg, rgba(255,255,255,0.045), rgba(255,255,255,0.015));
  border: 1px solid var(--border);
  backdrop-filter: blur(10px);
  transition: transform .3s var(--ease), border-color .3s var(--ease), box-shadow .3s var(--ease);
}
.card:hover {
  transform: translateY(-6px);
  border-color: rgba(108, 92, 231, 0.45);
  box-shadow: 0 20px 50px rgba(108, 92, 231, 0.15);
}
.card__icon {
  width: 46px; height: 46px;
  display: flex; align-items: center; justify-content: center;
  border-radius: var(--radius-sm);
  background: var(--surface);
  border: 1px solid var(--border);
  color: var(--accent);
  margin-bottom: 18px;
}
.card h3 { font-size: 17.5px; margin-bottom: 8px; }
.card p { color: var(--text-muted); font-size: 14.5px; }

/* --- Personas --- */
.personas {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.persona {
  padding: 28px 22px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  text-align: left;
  transition: transform .3s var(--ease), border-color .3s var(--ease);
}
.persona:hover { transform: translateY(-6px); border-color: var(--border-strong); }
.persona svg { color: var(--primary-light); margin-bottom: 16px; }
.persona h3 { font-size: 16px; margin-bottom: 8px; }
.persona p { color: var(--text-muted); font-size: 13.5px; }

/* --- FAQ --- */
.faq__item {
  border-bottom: 1px solid var(--border);
  padding: 22px 4px;
}
.faq__item summary {
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: 'Sora', sans-serif;
  font-weight: 600;
  font-size: 16px;
  gap: 16px;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: '+';
  font-size: 22px;
  font-weight: 400;
  color: var(--accent);
  flex-shrink: 0;
  transition: transform .3s var(--ease);
}
.faq__item[open] summary::after { transform: rotate(45deg); }
.faq__item p {
  color: var(--text-muted);
  font-size: 14.5px;
  margin-top: 14px;
  max-width: 640px;
}

/* =========================================================
   CTA final
   ========================================================= */
.cta-final {
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}
.cta-final::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 60% 100% at 50% 50%, rgba(108, 92, 231, 0.22), transparent 70%);
  z-index: 0;
}
.cta-final__inner {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 620px;
}
.cta-final h2 {
  font-size: clamp(1.8rem, 3.4vw, 2.6rem);
  font-weight: 800;
  margin-bottom: 16px;
}
.cta-final p {
  color: var(--text-muted);
  font-size: 16.5px;
  margin-bottom: 32px;
}

/* =========================================================
   Footer
   ========================================================= */
.footer {
  border-top: 1px solid var(--border);
  padding: 56px 0 34px;
  background: var(--bg-elevated);
}
.footer__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 34px;
}
.footer__nav {
  display: flex;
  gap: 26px;
  flex-wrap: wrap;
}
.footer__nav a {
  font-size: 14px;
  color: var(--text-muted);
  transition: color .2s var(--ease);
}
.footer__nav a:hover { color: var(--text); }

.footer__divider {
  border: none;
  border-top: 1px solid var(--border);
  margin-bottom: 26px;
}
.footer__disclaimer {
  font-size: 12.5px;
  color: var(--text-faint);
  line-height: 1.7;
  max-width: 780px;
  margin-bottom: 18px;
}
.footer__copy {
  font-size: 12.5px;
  color: var(--text-faint);
}

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width: 980px) {
  .hero__inner { grid-template-columns: 1fr; }
  .hero__visual { order: -1; margin-bottom: 20px; }
  .float-chip--1 { left: 0; }
  .float-chip--2 { right: 0; }
  .steps, .cards { grid-template-columns: repeat(2, 1fr); }
  .personas { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 760px) {
  .nav {
    position: fixed;
    top: 68px;
    left: 16px; right: 16px;
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
    background: var(--bg-elevated);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    padding: 12px;
    transform: translateY(-12px);
    opacity: 0;
    pointer-events: none;
    transition: transform .25s var(--ease), opacity .25s var(--ease);
    box-shadow: 0 20px 50px rgba(0,0,0,0.4);
  }
  .nav.is-open { transform: translateY(0); opacity: 1; pointer-events: auto; }
  .nav__link { width: 100%; padding: 12px 10px; border-radius: var(--radius-sm); }
  .nav__link:hover { background: var(--surface); }

  .nav__toggle { display: flex; }
  .header__cta { display: none; }

  .hero { padding: 130px 0 80px; }
  .hero__trust { gap: 16px 20px; }

  .steps, .cards, .personas { grid-template-columns: 1fr; }
  .section { padding: 80px 0; }

  .footer__top { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 420px) {
  .hero__actions { flex-direction: column; align-items: stretch; }
  .hero__actions .btn { width: 100%; }
}